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The changing shopping habits of Poles and the increasing prevalence of online sales, pose new challenges to store owners and service providers on the road to increasing shoppers' convenience and security. Data from Poland's most popular online shopping platform Shoper shows that the share of online payments is growing dynamically every year - in 2020, more than 60% of payments for purchases made online were made using a cashless method (that's 10% more than in 2019).

The changing shopping habits of Poles and the increasing prevalence of online sales, pose new challenges to store owners and service providers on the road to increasing shoppers' convenience and security. Data from Poland's most popular online shopping platform Shoper shows that the share of online payments is growing dynamically every year - in 2020, more than 60% of payments for purchases made online were made using a cashless method (that's 10% more than in 2019).

"Modern payment methods have been rapidly gaining popularity among shoppers in recent years primarily due to the intuitiveness and accessibility of the service - they could pay for their purchases at any time and on any device. The speed of the transaction was also not insignificant, which naturally translated into the time of receiving the ordered goods. Now, thanks to PayPo's deferred payments, Shoper's online shoppers can enjoy their purchased goods overnight, and they can hold off on paying for them for up to 30 days after the purchase, which will certainly make online sales and shopping even more attractive," says Oliwia Tomalik, Marketing Manager at Shoper.

Deferred payments, of which PayPo is the largest provider in Poland, is a fast and secure way to pay for purchases in online stores without having to log into a bank or provide a card number when finalizing the transaction. It allows you to postpone payment for goods purchased from an e-store for 30 days at no additional cost. The 30 days is also the time in which the customer can decide to spread the payment into four convenient installments. The customer is also entitled to a standard return period in accordance with the regulations. If the goods do not meet the customer's expectations, he returns them without freezing the funds during this period.

"The pandemic-driven dynamic growth in the popularity of e-shopping has also translated into a much greater use of modern forms of online payment. A payment method that is rapidly gaining importance is deferred payments. We feel the scale of this phenomenon firsthand - our business grew more than 7 times last year, and in early 2021 there are no signs that this pace will slow down. As a result, our deferred payments were part of more than 3 million transactions last year alone, and more than 300,000 customers were able to count on purchase financing during that time. Joining forces with Shoper will contribute to a greater popularization of this form of payment, which will only increase the group of beneficiaries of our modern service - together with stores already using the PayPo solution, this is already more than 16 thousand e-commerce businesses offering their customers the "buy now, pay later" service," - says Tomasz Hadzik, PayPo board member.

Deferred PayPo payments are now available for all Shoper online stores, as part of the Shoper Payments service. Once it is activated in the store, the customer can finalize the order using the new convenient method, which can be seen in the shopping cart.

Shoper online stores today offer all the most popular ways to pay for online purchases within Shoper Payments. In addition to traditional bank transfers and credit cards, it also supports BLiK payments and Google Pay, guaranteeing the security of transactions.

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